Conmen often post as bank employees and steal money from people's bank accounts. A lot of people think that a swindler won't be able to get hold of their money, even if they find out the bank card's number and expiration date. It's true that 90 % of modern bank cards are protected by 3-D Secure that requires a code from SMS to confirm a transaction. But tricksters resort to cunning, dupe gullible users and swindle this code from them. Contact the bank if you encounter one of 7 signs of fraud: Alleged bank employees call you from a masked phone number. Please, remember that bank representatives will call you from official phone numbers indicated on the web-site. If the phone number is masked, it's a con. You receive a SMS from a new phone number. Each bank uses one or two phone numbers to send you texts, and you should have a saved chain of texts. Beware if you receive a text from a new number. Conman cannot answer simple questions during your dialog. If someone calls you to report an allegedly suspicious transaction, ask them to tell you the card number and the transaction amount. Ask for the card balance, too. An operator from the call center will see all details of your card and will know answers to these questions. They want you to panic. For example, they might write to you that the account has been locked and you immediately need to click the link to lift the lock. Don't be in a hurry, call the bank's official number and ask for clarification. The “bank” asks you to tell them the card details or the code from SMS. The real bank will know all card details and will not need to clarify them, and they will never ask for SMS codes. Codes are like passwords. You're offered a higher-than-usual interest on savings. Unlike MMM, banks will never offer you a super-profitable interest on savings. This is how the unjust financial system works The bank's name in SMS is incorrect. To escape all responsibility, conmen rarely use names of real banks. They use similar names — there's usually a one-character difference. For example, you might get a text from “Barlcays” instead of “Barclays”. Read your texts carefully. Keep your eyes peeled and don't let conmen steal your money. It's better to use this money to provide help within MMM and earn a high percentage each month, rather than give it to law breakers. Tell about this to your friends and family — protect them from cons.