MMM is not a bank. MMM does not collect your money. MMM is not an online business, HYIP, investment or MLM program. MMM is a community where people help each other. MMM gives you a technical platform which helps millions of its members worldwide to connect those who NEED help with those who are willing to PROVIDE help, for FREE. All funds you transfer to another member represent help you provide of your own good will, absolutely gratis. If you are completely confident and certain of your actions and have made up your mind to join the community, we kindly ask you to carefully study all warnings and instructions first. Should you have any questions regarding the topic, our online consultants are willing to help and answer all of your questions.